Hospital Cash Plan

What is the Hospital Cash Plan?

The Hospital Cash Plan is a living benefit that provides financial support when you suffer some form of income loss due to the hospitalisation of your dependents (spouse and children) or yourself.

Plan types

You have the option to select an Individual Plan or Family Plan. The Family Plan provides cover for you, your spouse and children.

All children will be covered under the Family Plan as well as the spouse if you are married.

What are the age limits?

Insured and spouse: 18 to 60 years at policy inception.
Children: under 18 years.
Plan is renewable up to age 65.

How much does it cost?

Premiums as low as GH¢13 per month

When does cover start?

Start date of insurance policy is the first day of the month following receipt of a full month premium.

Waiting period

There is a 90-day waiting period following the policy start date. No claim will be paid during this period.

What benefits do I enjoy?

Prudential Life will pay the Daily Hospital Income Benefit up to a maximum of 30 days every year when you are hospitalised. The claim is paid if a minimum of two (2) days is spent in the hospital.

Some Policy Exclusions How do I apply for the plan?
Claim procedure

The processing of claim will commence only after we have received these documents:

For information about this plan or to submit a query or complaint, please contact us on
Phone no. 0302 208877
Email –